*This is not an offer to lend.

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All approvals and rates are not guaranteed, and are only issued based on standard FHA or other mortgage qualifying guidelines.

This blog (ArizonaHomeHub.com) is not acting as or representing a bank / mortgage lender by offering a commitment to lend. The content written by each author on this blog is solely intended for information purposes.

The individual authors on this blog are responsible for their own content and do not necessarily represent the views and opinions of the other contributors.

You should check with an attorney and your Certified Public Accountant prior to acting on any of the information that is contained in this blog.

Each contributor to ArizonaHomeHub.com acknowledges and adheres to the following:

ArizonaHomeHub.com is not Government, and do not officially represent the HUD, VA, USDA or FHA’s opinions. Please verify all information.*

Home Mortgage Disclosure Act

Enacted by Congress in 1975, the Home Mortgage Disclosure Act legislates the reporting of loan data by lending institutions. This includes geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials.

This data is reported by the lending institutions on the first of March for loans and applications of the previous calendar year.

About This Site:

This is a personal web site, reflecting the opinions of its authors. There are many different contributors to this blog and in no way is it a production of any one employer or employee.  Statements on this site do not represent the views or policies of anyone other than the post or article author.

The information on this site is provided for information and discussion purposes only, and is not a recommendation of any type for mortgage financing options or selecting a Realtor. Nothing in this website shall be construed as an offer to enter into a loan agreement, purchase a home, enter into a purchase contract, hire a professional of any kind or take any action whatsoever.

Due to the nature of this website, typo’s, errors, and unintentional misstatements of fact may occur. In no event shall the publisher of this website or any affiliates be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this website, whether based on contract, tort, strict liability or otherwise.

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